Keep every pound and dollar your guests give

Wedding Cash Registry & Fee Calculator

See exactly how much commission traditional honeymoon funds and card-processing registries deduct from your wedding gifts, and compare how much you keep with 0% platform fees on When Will You Marry.

Transparent honeymoon fund maths

Your Cash Registry Estimate

Enter your expected honeymoon fund or cash gift total to see how much platform and card fees deduct.

1. Gift fund currency

2. Expected total cash gifts (£)

3. International guest share (gifts sent from another currency)

4. Average gift per guest household

Kept on When Will You Marry

£5,000 (100%)

0% platform fee • Save up to £149

Based on 50 gifts averaging £100 (25% international). On When Will You Marry, guests contribute straight to your own Monzo, Revolut, PayPal, Wise, or bank account with zero platform commission.

Platform Fee Summary

When Will You Marry (Direct Bank / Wallet Links)

0% platform fee (Monzo, Revolut, PayPal, Wise, or bank transfer)

£5,000 kept

0 fees deducted

Standard US/UK Card Cash Fund

2.5% card handling fee

£4,875 kept

-£125 in fees

Card + Fixed-Fee Registry

2.4% + 20p per gift + 1.5% international FX markup

£4,851 kept

-£149 in fees

Group Collection Pot

2.8% platform & payment processing fee

£4,860 kept

-£140 in fees

Even after our one-off £99 Premium plan: You get your entire wedding website, RSVP manager, seating chart builder, budget tracker, and 0% platform fee gift registry without giving away a percentage of every guest's gift.

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Side-by-Side Registry Fee Breakdown

Comparing Gross Gifts, Processing Fees, FX Fees, Net Received by Couple, and Net Difference even when factoring in WWYM's one-off £99 Premium plan.

Registry Option	Gross Gifts	Processing Fees	FX Fees	Net Received by Couple	Net Difference (vs £99 Premium)
When Will You Marry (Direct Bank / Wallet Links) 0% platform fee (Monzo, Revolut, PayPal, Wise, or bank transfer)	£5,000	£0	£0	£5,000 (100%)	100% of gifts kept (£99 one-off plan)
Standard US/UK Card Cash Fund 2.5% card handling fee	£5,000	£125	£0	£4,875 (97.5%)	Save £26 even after £99 plan
Card + Fixed-Fee Registry 2.4% + 20p per gift + 1.5% international FX markup	£5,000	£130	£19	£4,851 (97%)	Save £50 even after £99 plan
Group Collection Pot 2.8% platform & payment processing fee	£5,000	£140	£0	£4,860 (97.2%)	Save £41 even after £99 plan

Where Registry Deductions Hide

Why Zero-Commission Gift Funds Matter

1. Percentage Processing Fees Add Up Fast

A 2.5% to 2.8% fee sounds small on a single £100 gift, but across 60 to 100 wedding guests contributing to a honeymoon or house deposit fund, it quietly removes £150 to £350 from your total.

2. Per-Gift Fixed Charges Hit Smaller Gifts

Registries that charge 20p or 30c per transaction on top of a percentage take a larger slice whenever guests buy multiple smaller honeymoon experiences like cocktails or museum tickets.

3. International Guest FX Markups

When relatives abroad contribute in USD, EUR, CAD, or AUD to a UK registry, card platforms often apply a 1.5% currency conversion surcharge on top of standard card handling fees.

4. Direct Transfers Mean Instant Payouts

With direct payment links (Monzo, Revolut, PayPal, Wise, or bank transfer), gifts land in your account straight away rather than sitting in a holding balance until after the wedding.

Frequently Asked Questions

Cash Registry & Honeymoon Fund Fees Q&A

How much do wedding cash registries and honeymoon funds usually charge?

Most online honeymoon funds and cash gift registries charge between 2.4% and 2.8% per contribution, often plus a 20p or 30c per-transaction fee and an extra 1% to 1.5% foreign exchange markup when overseas guests contribute. On a £5,000 honeymoon fund, those deductions typically take £125 to £155 away from your gifts.

How does When Will You Marry offer a 0% platform fee gift registry?

Instead of holding your wedding gifts inside a middleman escrow account and skimming a commission on every payment, When Will You Marry lets you link your own Monzo, Revolut, PayPal, Wise, or bank transfer details directly to each honeymoon fund item. Guests send their gift straight to you, and we charge 0% platform fees.

Who pays the processing fee on a traditional cash wedding registry?

Depending on the registry platform, either the fee is deducted from the payout the couple receives (so a £100 gift arrives as £97.20) or the fee is added on top at checkout for your guest to pay (turning a £100 gift into £102.80). Direct bank and wallet links avoid platform commission altogether.

Can international wedding guests contribute in their own currency without extra registry fees?

Yes. When you connect multi-currency links such as Wise, Revolut, or PayPal on your When Will You Marry gift page, guests from the UK, US, Europe, Canada, or Australia can send gifts directly without paying an extra registry FX surcharge.

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